401(k)s Are Struggling
June 12, 2025
Gold IRA:
What It Is And How To Open One
The AHG Gold IRA
After a lifetime of hard work, the last thing you want to worry about is losing your retirement savings. In the face of record inflation, a volatile stock market, and a broken economy, it’s crucial to safeguard your assets. A Gold IRA is one of the best ways to secure your assets and gain peace of mind.
Let’s think about this volatility for a moment. The past decade has seen wild market swings, with stocks regularly experiencing huge gains and losses. This can lead to financial stress and the risk of significant losses.
A Gold IRA from American Hartford Gold can help protect you from this volatility and secure your financial future. You can easily start the process of opening a Gold IRA.
How Does a Gold IRA Work?
A Gold IRA allows you to tie your savings to physical gold coins or bars within an individual retirement account. Known as a precious metals IRA, this unique self-directed IRA gives you more control over your future by combining the wealth-building power of tax-deferment with the wealth protection features of tangible gold. Trusted by thousands of Americans, and recommended by many gold IRA companies, it’s a reliable option.
Consider the scenario where you’re purchasing gold for your IRA. When you purchase gold through a Gold IRA, you acquire physical precious metals, not paper assets representing gold.
This means you hold tangible gold that can be stored in an IRS-approved depository. It’s a powerful way to diversify your retirement portfolio and offers significant benefits over traditional retirement accounts. Secure the benefits of a Gold IRA.
Why Invest In A Gold IRA?
Gold has been used as a ‘safe haven’ asset to protect against turbulent times for generations. Historically, precious metal prices rise during market downturns and shield against both inflation and recession. The diversification that comes from owning physical precious metals inside your retirement account can be your best option to protect your family’s future.
You may be wondering why gold IRA companies always emphasize diversification. The simple answer is that diversification, spreading your investments across various asset classes, can reduce risk.
No asset is 100% safe, and different assets respond to market conditions differently. Therefore, a balanced, diversified portfolio containing a mix of assets, including precious metals, can provide a level of protection against volatility.
How To Open A Gold IRA?
Setting up a Gold IRA is remarkably easy and straightforward with American Hartford Gold. Contrary to some misconceptions, there is no need to sell your assets from your current 401(k) or IRA to invest in gold. Instead, you can simply rollover or transfer funds from your existing retirement account. These rollovers are tax-free, allowing you to protect the value of your assets without investing any additional money.
This process of transferring funds is known as a gold IRA rollover. Gold IRA rollovers are a popular option for people who want to convert their existing IRA into a Gold IRA without incurring any penalties or taxes. The process is simple, and American Hartford Gold’s team of specialists can assist you every step of the way.
With American Hartford Gold, you can establish your Gold IRA in just three simple steps:SUBMIT YOUR INTAKE FORM
Start the process by completing your intake form. You can call 866-407-3432 and our specialists will happily assist you in filling out all the necessary paperwork. We will walk you through every step of the process, making it as simple and easy as possible.
FUND YOUR ACCOUNT
In as little as 3 days, your new IRA will have funds transferred from your existing IRA. Once funded, you can select which precious metals best suit your criteria, whether it be gold, silver, or both.
PURCHASE YOUR GOLD/SILVER
Once you decide to purchase gold or silver for your IRA, we’ll help you choose from a selection of IRS-approved coins and bars. Your IRA-eligible precious metals can be securely stored at various IRS-approved vaults across the country, including the DDSC in Delaware and Brinks depository vaults.
Eligible Accounts
A Gold IRA can be established with Traditional IRA, Roth IRA, Thrift Savings Plan (TSP), 401(k), 403(b), or 457 accounts. Remember, it’s not just about purchasing gold; it’s about diversifying your retirement savings.
Whether you have an existing IRA, 401(k), or retirement account, you can rollover or transfer your assets into a Gold IRA to benefit from purchasing physical precious metals.
Traditional IRA
Roth IRA
Thrift Savings Plan (TSP)
401(k)
403(b)
457
Custodian and Depository Information
As a client, you will enjoy the experienced custodial services of Equity Trust Company and a choice of depositories for the secure storage of your IRA-owned precious metals. In addition, American Hartford Gold works with a network of IRS-approved depositories to ensure the safe and secure storage of your precious metals. Depository locations include Texas, Delaware, Salt Lake City, New York, and Los Angeles.
This service includes insurance for your physical precious metals and guarantees their safety. IRS-approved depositories are subject to regular audits and must meet stringent security standards, providing you with peace of mind that your investment is safe. While there are storage fees associated with maintaining your precious metals at these depositories, these fees are competitive and ensure the safekeeping of your investment.
Equity Trust
Company Highlights
• $45 Billion in Assets and 334,000+ Accounts Under Custody and Administration
• Over 400 employees and 50 years of services
Westlake, OH
1 Equity Way, Westlake, OH 44145
Entrust
Company Highlights
• 40 years in business
• $5 billion Assets Under Administration
Southwest Region
401 Wilshire Blvd., Suite 1200
Santa Monica, CA 90401
Delaware Depository
Storage Preference: Segregated or Non-Segregated Available
Delaware
3601 N Market St., Wilmington, DE 19802
International Depository Services (IDS)
Storage Preference: Segregated Only Available
Delaware
406 W Basin Rd, New Castle, DE 19720
Dallas, TX
11925 N Stemmons Fwy, Ste 180, Dallas, TX 75234
How A Gold IRA Benefits You
There are several key advantages to opening a Gold IRA:
Tax-Deferment
Tax-Deferment
You can rollover an existing IRA to a Gold IRA without losing any tax advantages. Taxes on gains are deferred until your metals are withdrawn from the account or sold. This allows you to enjoy tax-free growth of your investment, maximizing the power of compounding.
Wealth Protection
Gold and silver act as critical hedges against rising inflation, an eroding U.S. dollar, and increased market volatility. Historical data shows the value of gold increased significantly during market downturns, such as the 2008 crash.
DiversificationGold-backed IRAs help fulfill a well-diversified strategy. If the market crashes or other securities lose their worth, gold can protect the value of your account. By diversifying your portfolio with gold and silver, you are creating a buffer against volatility and risk.
Control Over Your Investment
When it comes to investing, one size does not fit all. The AHG Gold IRA offers you a high degree of autonomy over your account. You can decide which depository to use, which bars or coins you want, when to buy or sell, and whether to take distributions in cash or physical gold. You can customize your own personal experience and do what is best for you. AHG strives for total transparency in every transaction to help you achieve your financial goals.
Physical Assets
Gold and silver hold their intrinsic value regardless of what is happening in the world, making them a safe haven for wealth for centuries. Unlike paper assets, such as stocks or bonds, physical precious metals cannot be devalued through inflation or market volatility. This means that, in times of economic uncertainty, your investment in physical gold or silver will remain stable.
Easy To Establish and Maintain
Establishing a precious metals IRA is a straightforward process. Simply begin with our intake form. American Hartford Gold helps with paperwork and ongoing support. We are one of the top gold IRA companies in the industry and we are dedicated to helping our clients secure their financial futures. With us, buying gold for your IRA is a smooth and easy process.
Customer Service
The AHG Gold IRA is backed by superior service and support. American Hartford Gold holds an A+ Rating from the Better Business Bureau and a 5-Star Rating on Trustpilot. They also offer a buy-back commitment with no back-end fees. Our team of Precious Metals Specialists are available to assist you with any questions or concerns you may have.
Things to Know About You Gold IRA
A Gold IRA follows the same rules and regulations as other IRA accounts. You must choose from a selection of IRA-eligible coins and bars, excluding collectibles. The maximum annual contribution for 2025 is $7,000, or $8,000 if you are 50 or older. A Gold IRA is subject to required minimum distributions once you turn 72. Possible penalties may occur if you take distributions before age 59.5.
Specific rules include managing your Gold IRA with an IRA custodian and storing your precious metals with an approved depository. AHG partners only with trustworthy custodians and gold depositories to simplify the process. We understand the ins and outs of setting up a Gold IRA, including any setup fees or other charges that may apply. Our Precious Metals Specialists will guide you through every step of the process, ensuring a smooth and efficient setup of your Gold IRA. Open your Gold IRA with a click.
Start Protecting Your Future Now
When and how you want to retire is a big decision. Let American Hartford Gold help you learn how to secure your retirement funds so they are ready when you are. Don’t let soaring inflation and a volatile economy destroy your dreams. Learn more about how gold-backed IRAs can protect your assets and give you the peace of mind to enjoy the rest of your life.
Go to our intake form or call one of our Precious Metals Specialists today at 866-407-3432 now to get started.
FAQs About Gold IRAs
What is a Gold IRA Rollover?
One popular strategy for people looking to diversify their retirement portfolios is the Gold IRA rollover.
This involves transferring funds from an existing IRA or 401(k) into a Gold IRA, a self-directed individual retirement account that allows purchasing physical precious metals. Unlike traditional retirement accounts focused on stocks and bonds, a Gold IRA allows one to acquire tangible assets such as gold bars and coins.
The Gold IRA rollover process offers several advantages, including potential tax benefits and the absence of penalties. By seamlessly transitioning from a traditional retirement account to a Gold IRA, people can explore the wealth protection and diversification benefits of owning precious metals.
This strategic move allows individuals to secure retirement funds in a tangible asset known for its historical value and resilience in uncertain economic times.
The gold IRA rollover provides an ideal avenue for people seeking to incorporate physical precious metals into their retirement strategies, as it’s considered a tax-free and penalty-free transfer.
By capitalizing on this opportunity, individuals can navigate the ever-changing financial landscape and take advantage of the benefits of gold ownership. You can open a Gold IRA today.
What Kind of Gold Can I Put in a Gold IRA?
You can purchase IRS-approved gold bullion coins and bars with a fineness of .995 or higher, including American Eagles and other select coins. The gold must be stored in an IRS-approved depository.
What Are the Contribution Limits for a Gold IRA?
The contribution limits for a Gold IRA in 2025 are $7,000 per year, or $8,000 per year for those aged 50 and older.
How Does a Gold IRA Protect Against Inflation and Volatility?
Gold is a tangible asset that holds its value over time. It is not subject to the same volatility as paper assets like stocks and mutual funds. Furthermore, gold often performs well during periods of inflation, making it a good hedge against rising prices.
Are There Any Storage Fees or Setup Fees for a Gold IRA?
Yes, there are storage fees for safekeeping your physical precious metals at an IRS-approved depository. There may also be setup fees associated with opening your Gold IRA. The exact costs can vary depending on the custodian and depository you choose.
What Happens When I Want to Take Distributions From My Gold IRA?
You can begin taking distributions from your Gold IRA at age 59.5, like any other IRA. If you take withdrawals before this age, you may be subject to penalties. It’s also important to note that required minimum distributions (RMDs) apply to Gold IRAs at age 72.
What Kind of Customer Service Can I Expect From American Hartford Gold?
When you choose American Hartford Gold, you can expect top-tier customer service. Our team of Precious Metals Specialists is knowledgeable and ready to assist you with any questions about selecting a Gold IRA. We are committed to providing high customer satisfaction, as evidenced by our A+ Rating from the Better Business Bureau and our 5-Star Rating on Trustpilot. Our specialists will help you complete the intake form quickly and easily to get started.
Why Is Diversification Important in a Gold IRA?
Diversification is crucial in financial strategy, which also applies to Gold IRAs. While gold is renowned as a safe haven asset, it’s beneficial to broaden your holdings within your Gold IRA to maximize its potential.
In addition to gold and silver, considering other precious metals such as palladium and platinum can offer further diversification benefits.
Embracing a diversified approach within your Gold IRA allows you to spread your assets across various metals, potentially reducing risks and optimizing the overall performance of your portfolio.
By exploring the options for diversification within your account, you can seize opportunities to capitalize on the unique qualities and market dynamics of different precious metals.
Talking with AHG specialist is a valuable step to understanding the available options for diversification and identifying the precise mix of precious metals that align with your goals.
Together, you can navigate the fascinating world of precious metals and tailor your Gold IRA to achieve a well-rounded and diversified portfolio that enhances your financial security and potential for long-term success.
What Are the Tax Benefits of a Gold IRA?
One unique perk of a Gold IRA is the opportunity to capitalize on various tax benefits. A Gold IRA opens the doors to tax-deferred growth, meaning you can delay paying taxes on your gains until you start making withdrawals from your account. This unique advantage allows your assets to grow more effectively over time.
For those who hold a Roth IRA, the advantages extend even further. Withdrawals from a Roth IRA can be completely tax-free, amplifying the potential benefits and providing enhanced tax advantages. Exploring the intricacies of these tax benefits in your overall retirement plan can offer valuable insights and opportunities.
It’s highly recommended to seek guidance from a qualified tax professional or financial advisor to understand the tax benefits associated with a Gold IRA and their impact on your individual retirement strategy.
They can provide personalized advice, ensuring you make well-informed decisions aligning with your financial goals and aspirations. With their expertise, you can navigate the complexities of tax optimization and unlock the full potential of your Gold IRA.
The Role of a Depository in Your Gold IRA
A financial institution is crucial in facilitating and managing your Gold IRA. It acts as a custodian, holding and safeguarding your precious metals on your behalf.
When selecting a financial institution for your Gold IRA, consider factors such as reputation, experience, and the range of services offered. A reliable and reputable financial institution will provide secure storage for your precious metals and ensure compliance with IRS regulations.
The Value of Gold IRA Decisions
Making sound decisions is paramount when it comes to your Gold IRA. As with any investment, it’s essential to conduct thorough research and analysis before making decisions.
Consider factors such as the spot price of gold, historical performance, market trends, and expert forecasts. Staying informed and keeping a long-term perspective can help you make informed and confident decisions within your Gold IRA.
The Benefits of Silver Coins in Your Gold IRA
While gold is often the primary focus of a Gold IRA, don’t overlook the potential benefits of including silver coins in your portfolio. Silver has unique properties and market dynamics that can complement and diversify your gold holdings.
The lower price point of silver coins also allows for more flexibility in purchasing smaller quantities, providing potential liquidity advantages. Consult with American Hartford Gold to explore the benefits of including silver coins in your portfolio and how they can enhance your overall retirement strategy.
Maximizing Retirement Savings With a Gold IRA
A Gold IRA could significantly boost your retirement savings. By broadening your retirement portfolio to include physical precious metals, you could improve your assets’ performance and stability over the long term.
Gold, silver, palladium, and platinum are known for their enduring value and ability to safeguard wealth, making them robust shields against inflation and market fluctuations. It is wise to consult with a financial advisor to determine the ideal percentage of your retirement savings that should be allocated to a Gold IRA, depending on your unique financial objectives and risk tolerance.
Ultimately, a Gold IRA presents a potent approach to diversify your retirement assets and shield them from potential downturns.
By directing your strategy towards precious metals like gold, silver, palladium, and platinum within an individual retirement account, you can take advantage of tax benefits, secure your wealth, and further diversify your portfolio.
Collaborating with a trustworthy Gold IRA provider, like American Hartford Gold, and getting the advice of a financial advisor can assist you in making well-informed decisions and understanding the intricacies of managing a Gold IRA. Embrace the opportunity to shape your financial future by including a Gold IRA in your retirement strategy. Begin to uncover the benefits and opportunities today.
Simply go to our intake form or call one of our Precious Metals Specialists today 866-407-3432 now to get started.
**Disclaimer: The content provided in this article is solely for informational purposes and should not be interpreted as financial or investment advice. Consult with a certified financial advisor or tax expert to discuss your particular circumstances and investment objectives.
