In October 2025, a massive internet server outage caused widespread disruption across the United States. Financial markets froze, digital transactions stalled, and businesses struggled to process payments. For a system that increasingly relies on digital infrastructure, the outage was a stark reminder of how vulnerable our economy has become to technological failures. It also serves as a wake-up call: the digital economy may be off most people’s radar, but the risks it poses are real and growing.
In July, 2025, Congress passed seemingly opposing pieces of legislation. They supported the development of the crypto currencies known as stablecoins with the GENIUS Act. The law requires stablecoins be fully backed by highly liquid, low-risk assets such as U.S. dollars and short-term Treasuries. It also imposes strict compliance and disclosure rules. These rules aim to boost stability, transparency, and consumer protection in the stablecoin market while also encouraging innovation and growth.
